Tell Me More About Credit Repair So you want to know more about credit repair, do you? If you’re already searching for information about credit repair even when there’s no need for it yet then that’s great. The wheel of life turns as it pleases so we can never be sure that we’ll always remain... Continue Reading →
The Basics of Credit Repair Process By having a credit card, you are using someone else’s money as payment for your purchases. You are swearing to repay the amount purchased. When applying for a loan, credit card or mortgage, it is normal for the agency to check your credit worthiness. This is based on the assessment of your... Continue Reading →
14th Day of 30 Day Credit Tips: Know Your RightsDo you know your credit/financial rights as a consumer? FCBA - The Fair Credit & Billing Act is a federal law enacted in 1974 as an amendment to the Truth in Lending Act designed to protect consumers from unfair credit billing practices. It provides guidelines for... Continue Reading →
Today is Day 13 of 30 Day Credit Tips: Myth #5: It is illegal or immoral to have the information on your credit report altered or removed. As I talk to my clients one of the biggest topics we discuss is " Is it illegal to have information altered or removed off my credit report"? The answer is "NO"!