15th Day of 30 Day Credit Tips: The Importance of Having a Will Most people should have a will. Wills can distribute your property, name an executor, name guardians for children, forgive debts and more. Having a will also means that you, rather than your state’s laws, decide who gets your property when you die. […]
14th Day of 30 Day Credit Tips: Know Your Rights Do you know your credit and financial rights as a consumer? Below are a few agencies and acts you need to be aware of regarding your credit and financial rights along with information on the Credit Reporting Agencies. The Fair Credit & Billing Act of […]
Today is Day 13 of 30 Day Credit Tips: Myth #5: It is illegal or immoral to have the information on your credit report altered or removed.
As I talk to my clients one of the biggest topics we discuss is ” Is it illegal to have information altered or removed off my credit report”? The answer is “NO”!
Today is the 12th day of your 30 day credit tips: Identity Theft. Did you know identity theft happens every 2-3 seconds. According to 2016 reports an estimated 15 million consumers were affected by identity theft. 1 in 19 consumers are affected by identity theft.
Medical bills are the leading cause of bankruptcy according to many financial sources. Unfortunately, many people neglect their medical bills without realizing the impact that those unpaid bills could have on their credit score.
Make it a habit of checking your credit reports on a consistent basis. This is the only way to pinpoint inaccuracies, incomplete information and mistakes on your credit reports. Once you know what’s on your credit reports you can address them.
2017 the US has a population of 326, 474,013 million people. (http://www.worldometers.info/world-population/us-population/)
Today is Day 9 of Day 30 Credit Tips on Alternative to Filing Bankruptcy. I have had a lot of individuals ask me whether they should file for bankruptcy so I want to provide some alternatives to filing for bankruptcy. Obtain a second job in order to pay down your credit card debt. Work directly […]
The four types of Bankruptcy are Chapter 7, 11, 12, & 13.