Credit Bureaus, Who Are They, Really?

Credit Bureaus, Who Are They, Really? Credit bureaus sell credit reports to credit grantors, such as banks, finance companies, and retailers. Additionally, credit bureaus will sell credit reports to potential employers, landlords and insurance companies. Businesses and Credit grantors use credit reports to determine creditworthiness. There are three major companies that are in the business... Continue Reading →

Self-Motivation – The Desire To Succeed

Self Motivation It's 6 in the morning. The alarm clock is buzzing, and you're thinking to yourself, "What's the point in getting up this early for work?" For some of us, the motivation is simply the desire to shut off the clock that is vibrating off the nightstand. But for others, it is truly self-motivation.... Continue Reading →

Understanding Credit Scores for Home-buying

Understanding Credit Scores for Home-buying If you are applying for a mortgage, you're going to have to deal with credit scores. Here's a primer on credit scores and methods for improving them. Step one in the process is making sure that you have a current copy of your credit report. Congress recently amended the Fair... Continue Reading →

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