Today is Day 13 of 30 Day Credit Tips: Myth #5: It is illegal or immoral to have the information on your credit report altered or removed. As I talk to my clients one of the biggest topics we discuss is " Is it illegal to have information altered or removed off my credit report"? The answer is "NO"!
Today is the 12th day of your 30 day credit tips: Identity Theft. Did you know identity theft happens every 2-3 seconds. According to 2016 reports an estimated 15 million consumers were affected by identity theft. 1 in 19 consumers are affected by identity theft.
Medical bills are the leading cause of bankruptcy according to many financial sources. Unfortunately, many people neglect their medical bills without realizing the impact that those unpaid bills could have on their credit score.
Make it a habit of checking your credit reports on a consistent basis. This is the only way to pinpoint inaccuracies, incomplete information and mistakes on your credit reports. Once you know what's on your credit reports you can address them.
2017 the US has a population of 326, 474,013 million people. (http://www.worldometers.info/world-population/us-population/)
Today is Day 9 of Day 30 Credit Tips on Alternative to Filing Bankruptcy. I have had a lot of individuals ask me whether they should file for bankruptcy so I want to provide some alternatives to filing for bankruptcy. Obtain a second job in order to pay down your credit card debt. Work directly... Continue Reading →
Chances are if you seriously considering bankruptcy your credit score may already be in bad shape. Bankruptcy will remain on your credit report up to 10 years. Bankruptcy negatively affects your credit score, here's why: