Today is the 2nd Day of 30 Day Credit Tips.
To get your credit reports for free every 12 months, go to annualcreditreport.com to request all three. You can request all 3 at once or space them out over the course of the year.
By federal law, Experian, Equifax & TransUnion have to provide you with your credit reports for free every 12 months. Annualcreditreport.com is the official website to obtain your free credit reports.
Be advised, if you request your credit reports online, should be able to immediately download the reports after you finish your identity verification.
There are other ways to obtain your credit report such as by phone at 877-322-8228, once you finish the identity verification the reports will be mailed to you within 15 days.
You can also download the request form, complete it and send it to the below address in which you should receive your reports in 15 days.
- Annual Credit Report Request Service
- P.O. Box 105281
- Atlanta, GA 30348-5281