This marks the 4th day of 30 day credit tips. Auto Credit Score also known as Auto Industry Optional Score is used by over 90% of auto lenders to determine your auto loan. This score reflects your car payment history and the auto lenders use this as insight to whether you are more susceptible of... Continue Reading →
Authorized Users are just that, you gave them the AUTHORITY to use your credit card. Authorized Users are not obligated to pay for the charges they incur on YOUR credit card(s).
Today is the 2nd Day of 30 Day Credit Tips. To get your credit reports for free every 12 months, go to annualcreditreport.com to request all three. You can request all 3 at once or space them out over the course of the year. By federal law, Experian, Equifax & TransUnion have to provide you with... Continue Reading →
ChexSystems is used by the financial institutions to determine whether the financial institution will open a checking and/or savings account for you.
If you are in credit card debt, you should consider debt management to help avoid things like bankruptcy and help you clear your debts. Good credit card debt management should give you a realistic method to deal with your spiraling debts. You have probably already noticed that your creditor’s high interest and late fees are making it impossible for you to manage your debts. You are in a serious mess, right?
Are you buried neck-deep in debt? Do you owe a total of more than a hundred thousand dollars? Have you been repeatedly turned down by debt relief services? If so, don’t lose hope because there is still one last resort for you and that is to file for bankruptcy.
If your debt situation has not yet reached a point of no return, credit counseling and debt management may be the best option for you. There may be other alternatives to going bankrupt which can also help people in serious debt to make a fresh start.